Terms and Conditions

In using this website you are deemed to have read and agreed to the following Healers and Psychics Directory terms and conditions:

The following terminology applies to these Terms and Conditions,  Privacy Statement and Disclaimer Notice and any or all Agreements: "Client", "You" and "Your" refers to you, the person accessing this  website and accepting the Company's terms and conditions. "The Company", "Ourselves", "We" and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves, or either the Client  or ourselves. All terms refer to the offer, acceptance and consideration  of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner, whether by formal meetings of a  fixed duration, or any other means, for the express purpose of meeting the Client's needs in respect of provision of the Company's stated services/products, in accordance with and subject to, prevailing English Law. Any use of the above terminology or other words in the singular, plural, capitalisation and/or he/she or they, are taken as interchangeable and therefore as referring to same.

Privacy Statement

We are committed to protecting your privacy. Authorized employees within the company on a need to know basis only use any information  collected from individual customers. We constantly review our systems and data to ensure the best possible service to our customers.  Parliament has created specific offences for unauthorised actions against computer systems and data. We will investigate any such actions  with a view to prosecuting and/or taking civil proceedings to recover damages against those responsible.

Confidentiality

We are registered under the Data Protection Act 1998 and as such, any  information concerning the Client and their respective Client Records  may be passed to third parties. However, Client records are regarded as confidential and therefore will not be divulged to any third party, other than [our manufacturer/supplier(s) and] if legally required to do so to the appropriate authorities. Clients have the right to request  sight of, and copies of any and all Client Records we keep, on the proviso that we are given reasonable notice of such a request. Clients  are requested to retain copies of any literature issued in relation to the provision of our services. Where appropriate, we shall issue Client's with appropriate written information, handouts or copies of records as part of an agreed contract, for the benefit of both parties.  We will not sell, share, or rent your personal information to any third  party or use your e-mail address for unsolicited mail. Any emails sent by this Company will only be in connection with the provision of agreed  services and products.

Disclaimer

Exclusions and Limitations

The information on this web site is provided on an "as is" basis. To the fullest extent permitted by law, this Company:

*  excludes all representations and warranties relating to this website  and its contents or which is or may be provided by any affiliates or any  other third party, including in relation to any inaccuracies or  omissions in this website and/or the Company's literature; and

*  excludes all liability for damages arising out of or in connection with  your use of this website. This includes, without limitation, direct  loss, loss of business or profits (whether or not the loss of such  profits was foreseeable, arose in the normal course of things or you  have advised this Company of the possibility of such potential loss),  damage caused to your computer, computer software, systems and programs  and the data thereon or any other direct or indirect, consequential and  incidental damages.

This Company does not however exclude liability for death or personal  injury caused by its negligence. The above exclusions and limitations apply only to the extent permitted by law. None of your statutory rights  as a consumer are affected.

Payment

Cash or Personal Cheque, all major Credit/Debit Cards, or PayPal are all acceptable methods of payment.  Our Terms are payment in full within thirty days. All goods remain the property of the Company until paid for in full. We reserve the right to  seek recovery of any monies remaining unpaid sixty days from the date of  invoice via collection Agencies and/or through the Small Claims Court in the event that the outstanding balance does not exceed $1000. In such circumstances, you shall be liable for any and all additional  administrative and/or court costs.

Returned cheques will incur a $25 charge to cover banking fees and administrative costs. In an instance of a second Returned cheque, we  reserve the right to terminate the arrangement and, if agreed to, we  shall insist on future cash transactions only. Consequently, all  bookings and/or transactions and agreements entered into will cease with immediate effect until such time as any and all outstanding monies are covered in full.

Cancellation Policy

Minimum of 7 days notice of cancellation required. Notification for  instance, in person, via email, mobile phone 'text message' and/or fax,  or any other means will be accepted subject to confirmation in writing.  We reserve the right to levy a $25 charge to cover any subsequent  administrative expenses.

Termination of Agreements and Refunds Policy

Both the Client and ourselves have the right to terminate any  Services Agreement for any reason, including the ending of services that  are already underway. No refunds shall be offered, where a Service is  deemed to have begun and is, for all intents and purposes, underway. Any  monies that have been paid to us which constitute payment in respect of  the provision of unused Services, shall be refunded.

Availability

Unless otherwise stated, the services featured on this website are  only available within Australia, or in relation to postings from Australia. All advertising is intended solely for the Australian market.  You are solely responsible for evaluating the fitness for a particular purpose of any downloads, programs and text available through this site. Redistribution or republication of any part of this site or its content  is prohibited, including such by framing or other similar or any other  means, without the express written consent of the Company. The Company  does not warrant that the service from this site will be uninterrupted,  timely or error free, although it is provided to the best ability. By using this service you thereby indemnify this Company, its employees, agents and affiliates against any loss or damage, in whatever manner, howsoever caused.

Log Files

We use IP addresses to analyse trends, administer the site, track user's movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information. Additionally, for systems administration, detecting usage patterns and  troubleshooting purposes, our web servers automatically log standard access information including browser type, access times/open mail, URL  requested, and referral URL. This information is not shared with third  parties and is used only within this Company on a need-to-know basis.  Any individually identifiable information related to this data will never be used in any way different to that stated above without your explicit permission.

Cookies

Like most interactive web sites this Company's website [or ISP] uses  cookies to enable us to retrieve user details for each visit. Cookies  are used in some areas of our site to enable the functionality of this  area and ease of use for those people visiting. Some of our affiliate partners may also use cookies.

Links to this Website

You may not create a link to any page of this website without our  prior written consent. If you do create a link to a page of this website  you do so at your own risk and the exclusions and limitations set out  above will apply to your use of this website by linking to it.

Links from this Website

We do not monitor or review the content of other party's websites  which are linked to from this website. Opinions expressed or material  appearing on such websites are not necessarily shared or endorsed by us  and should not be regarded as the publisher of such opinions or  material. Please be aware that we are not responsible for the privacy practices, or content, of these sites. We encourage our users to be  aware when they leave our site & to read the privacy statements of  these sites. You should evaluate the security and trustworthiness of any  other site connected to this site or accessed through this site  yourself, before disclosing any personal information to them. This Company will not accept any responsibility for any loss or damage in whatever manner, howsoever caused, resulting from your disclosure to third parties of personal information.

Copyright Notice

Copyright and other relevant intellectual property rights exists on all text relating to the Company's services and the full content of this website.

Communication

We have several different e-mail addresses for different queries.  These, & other contact information, can be found on our Contact Us  link on our website or via Company literature or via the Company's  stated telephone or mobile telephone numbers.

This company is registered in Australia, ACN: 627169859, registered office 165 Pascoe Vale Rd, Moonee Ponds, Vic 3039,  Australia.

Force Majeure

Neither party shall be liable to the other for any failure to perform  any obligation under any Agreement which is due to an event beyond the  control of such party including but not limited to any Act of God, terrorism, war, Political insurgence, insurrection, riot, civil unrest, act of civil or military authority, uprising, earthquake, flood or any  other natural or manmade eventuality outside of our control, which  causes the termination of an agreement or contract entered into, nor  which could have been reasonably foreseen. Any Party affected by such event shall forthwith inform the other Party of the same and shall use  all reasonable endeavours to comply with the terms and conditions of any  Agreement contained herein.

Waiver

Failure of either Party to insist upon strict performance of any  provision of this or any Agreement or the failure of either Party to  exercise any right or remedy to which it, he or they are entitled  hereunder shall not constitute a waiver thereof and shall not cause a  diminution of the obligations under this or any Agreement. No waiver of  any of the provisions of this or any Agreement shall be effective unless  it is expressly stated to be such and signed by both Parties.

General

The laws of Australia govern these Terms and Conditions. By accessing  this website [and using our services/buying our products] you consent  to these Terms and Conditions and to the exclusive jurisdiction of the  Australian courts in all disputes arising out of such access. If any of  these terms are deemed invalid or unenforceable for any reason  (including, but not limited to the exclusions and limitations set out  above), then the invalid or unenforceable provision will be severed from  these terms and the remaining terms will continue to apply. Failure of  the Company to enforce any of the provisions set out in these Terms and Conditions and any Agreement, or failure to exercise any option to  terminate, shall not be construed as waiver of such provisions and shall  not affect the validity of these Terms and Conditions or of any  Agreement or any part thereof, or the right thereafter to enforce each  and every provision. These Terms and Conditions shall not be amended,  modified, varied or supplemented except in writing and signed by duly  authorised representatives of the Company.

Notification of Changes

The Company reserves the right to change these conditions from time  to time as it sees fit and your continued use of the site will signify  your acceptance of any adjustment to these terms. If there are any changes to our privacy policy, we will announce that these changes have  been made on our home page and on other key pages on our site. If there  are any changes in how we use our site customers' Personally  Identifiable Information, notification by e-mail or postal mail will be  made to those affected by this change. Any changes to our privacy policy  will be posted on our web site 30 days prior to these changes taking  place. You are therefore advised to re-read this statement on a regular  basis These terms and conditions form part of the Agreement between the  Client and ourselves. Your accessing of this website and/or undertaking  of a booking or Agreement indicates your understanding, agreement to and  acceptance, of the Disclaimer Notice and the full Terms and Conditions  contained herein. Your statutory Consumer Rights are unaffected.